|
Position: Mortgage Operations Specialist |
|
Job Id: 3878 |
# of Openings: 0 |
|
At First Mid, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of short-term incentives (i.e., bonus, incentives, and/or commission). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, tuition reimbursement, an Employee Stock Purchase Plan, and a 401K plan with company match. Incentives and benefits are subject to eligibility requirements.
Responsible for various operational aspects of the Mortgage Loan Operations area. When necessary, will also assist other lending personnel in various duties to ensure the successful operation of the department.
Responsibilities include, but are not limited to:
- Preparation and delivery of documentation necessary for the origination of mortgage loans for the Bank's portfolio and investment quality secondary market mortgage loans which comply with bank, investor and regulatory guidelines.
- Compliance review of closing files to meet multiple investor guidelines.
- Maintains a strong working knowledge of federal and state regulations affecting residential mortgage lending in order to provide specialized expertise and support to loan personnel. May assist with internal departmental audits when necessary identifying and resolving any issues.
- Working with title companies to complete files, confirm wires and delivery of documents.
- Maintaining relationships with third party vendors.
- Assists loan officers and branch support personnel with questions regarding loan documentation, HMDA and general real estate lending.
- Assists with the preparation of required documents for construction loans, vacant land loans and other closed end lines of credit. This would include but not be limited to reviewing all supporting documentation, contacting loan officers or branch support personnel regarding any deficiencies, preparing and distributing required documentation.
- Cross-sells bank products and services in a professional manner.
- Completes required training associated with job function.
- Performs other related duties as assigned.
Qualifications
Education:
- Associates degree in Accounting, Finance or Business Administration preferred.
Experience:
- Prefer 5 years of advanced training in a financial institution or loan setting.
- Encompass LOS user experience a plus.
Skills:
- TRID knowledge.
- High level of computer skills.
- Good understanding of residential mortgage lending.
- Must be able to work with a significant amount of detailed information in an accurate, timely and confidential manner.
- High level of interpersonal skills to interact with customers, potential customers, real estate professionals, attorneys and other bank employees in a professional manner.
- Adequate knowledge of both internal policies and procedures, investor guidelines and the respective state and federal laws and regulations governing departmental functions to ensure performance of individual job duties within the proper control environment.
First Mid Bancshares, Inc. is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, protected veteran status, or any other applicable federal or state-protected classification.
THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT
|
Apply for this Position
|
|