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Employee Benefits Underwriting Consultant

Sun Life
sick time, 401(k)
United States, Maine, Portland
Mar 06, 2025

You are as unique as your background, experience and point of view. Here, you'll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our Clients - who are at the heart of everything we do. Discover how you can make a difference in the lives of individuals, families and communities around the world.

Job Description:

Location: Sun Life embraces a hybrid work model that balances in-office collaboration with the flexibility of virtual work.

At Sun Life, we look for optimistic people who want to make life brighter for ourClients.We understand the value of diverse cultures, perspectives, and identities, and want you to bring your full and authentic self to work.Every day,you'll be empowered and challengedbyworking withdynamic colleaguesto find new and innovative ways to make Sun Life the best benefits company in America.

The opportunity:

The Employee Benefits Underwriting Consultant lies in the Group Benefits Underwriting organization. This role focuses on underwriting renewal business under 2000 lives. In this role. you will apply standard underwriting principles and procedures to evaluate, rate and negotiate price on in-force business

How you will contribute:

  • Evaluate, price, propose rate and strategy for small to mid-market Dental, Vision, Life, Voluntary Life, STD, LTD, Absence Management & Supplemental Health in-force business withinstated authority limits.

  • Perform underwriting functions associated with manual and experience rating.

  • Analyze information on industry, past claim history, financial conditions and other criteria.

  • Evaluate, price and recommend proposal terms and strategy on business outside stated authority limits.

  • Manage assigned workload to meet internal productivity and time service standards as well as field office priorities.

  • Understand and articulate sales region-specific strategies and trends to drive sales results.

  • Independent decision making on fundamental problems within specific rules and utilizing general underwriting guidelines.

  • Effectively communicate decisions or additional requirements and rating results to the assigned offices.

  • Resource for other underwriters and the field.

  • Analyzes information on industry, demographics, and other standard criteria.

  • Determines level of risk based on well established guidelines.

  • Quotes appropriate rates to field agents or brokers, maintaining an individual sales office assignment.

  • Supports the identification and development of best practices workflows and procedures.

  • Builds effective relationships with field distribution

  • Partners effectively within the underwriting team and across other departments

  • Participates in special projects as business needs require.

  • Ensures timely and accurate financial tracking.

  • Adheres to quality, authority and documentation guidelines.

What you will bring with you:

  • Ability to work with a diverse group of people

  • 2+ years of Group Benefits Insurance experience, preferred

  • Proficiency with Excel

  • Ability to make risk decisions

  • Strong written and verbal communication skills

  • Ability to effectively negotiate/be persuasive

  • Broad knowledge of assigned lines of business

  • Independent decision making within underwriting rules and guidelines

  • Ability to work independently as well as in a team environment

  • Highly organized with ability to manage multiple tasks

  • Demonstrated strong analytical and problem-solving skills

  • Customer Service Orientation

  • Strong interpersonal skills

  • Ability to work with a diverse range of people

Do you see yourself in this role even if you haven't checked all the boxes above? We welcome all talented candidates and are committed to a culture that represents diversity in all forms. If you think you might thrive in this setting, we would love to hear from you.

Not ready to apply yet but want to stay in touch? Join our talent community to stay connected until the time is right for you!

Life is brighter when you work at Sun Life

  • Excellent benefits and wellness programs to support the three pillars of your well-being - mental, physical and financial - including generous vacation and sick time, market-leading paid family, parental and adoption leave, a partially-paid sabbatical program, medical plans, company paid life and AD&D insurance as well as disability programs and more

  • Retirement and Stock Purchase programs to help build and enhance your future financial security including a 401(k) plan with an employer-paid match as well as an employer-funded retirement account

  • A flexible work environment with a friendly, caring, collaborative and inclusive culture

  • Great Place to Work Certified in Canada and the U.S.

  • Named as a "Top 10" employer by the Boston Globe's "Top Places to Work" two years running

Salary Range: $60,000 -$90,000

At our company, we are committed to pay transparency and equity. The salary range for this role is competitive nationwide, and we strive to ensure that compensation is fair and equitable. Your actual base salary will be determined based on your unique skills, qualifications, experience, education, and geographic location. In addition to your base salary, this position is eligible for a discretionary annual incentive award based on your individual performance as well as the overall performance of the business. We are dedicated to creating a work environment where everyone is rewarded for their contributions. qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

We consider various factors in determining actual pay including your skills, qualifications, and experience. In addition to salary, this position is eligible for incentive awards based on individual and business performance as well as a broad range of competitive benefits.

Sun Life Financial is a leading provider of group insurance benefits in the U.S., helping people protect what they love about their lives. More than just a name, Sun Life symbolizes our brand promise of making life brighter -for our customers, partners, and communities. Join our talented, diverse workforce and launch a rewarding career. Visit us at www.sunlife.com/us to learn more.

At Sun Life we strive to create a flexible work environment where our employees are empowered to do their best work. Several flexible work options are available and can be discussed throughout the selection process depending on the role requirements and individual needs.

#LI-remote

Our Affirmative Action Program affirms our commitment to make reasonable accommodation to the known physical or mental limitation of otherwise-qualified individuals with disabilities or special disabled veterans, unless the accommodation would impose an undue hardship on the operation of our business. Please email thebrightside@sunlife.comto request an accommodation.

At Sun Life we strive to create a flexible work environment where our employees are empowered to do their best work. Several flexible work options are available and can be discussed throughout the selection process depending on the role requirements and individual needs.

For applicants residing in California, please read our employee California Privacy Policy and Notice.

Job Category:

Underwriting - Group

Posting End Date:

30/04/2025

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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