CREDIT UNION EXAMINER 2* - 07102025-69475

Job Information

LOCATION OF (1) POSITION(S) TO BE FILLED: DEPARTMENT OF FINANCIAL INSTITUTIONS, CREDIT UNION EXAMINATION EAST DIVISION , KNOX COUNTY

A valid motor vehicle license is required.

This position requires a criminal background check. Therefore, you may be required to provide information about your criminal history in order to be considered for this position.

Qualifications

Education and Experience: Graduation from an accredited college or university with a bachelor's degree in finance, business administration, accounting, or related field with a minimum of nine semester hours of accounting and/or finance. Three years of increasingly responsible full-time professional financial institution examining or auditing work.

Substitution of Education for Experience: Additional graduate coursework in accounting or finance may be substituted for the required experience on a year for year basis to a maximum of one year.

Substitution of Experience for Education: Professional examining, accounting or auditing of financial records may be substituted for the required education and the accounting and/or finance courses on a year for year basis to a maximum of two years

Necessary Special Qualifications:
Applicants for this class must: A valid motor vehicle operator's license is required.

Overview

Under general supervision, is responsible for professional credit union examination work of average difficulty; and performs related work as required. This is the working class in the Credit Union Examiner sub-series, the entry level being subsumed by Credit Union Examiner 1. An employee in this class is responsible for performing a variety of assignments in reviewing and analyzing the financial statements and operations of credit unions in Tennessee. Work involves examining credit union records and financial statements and preparing reports to ensure that credit union operations and financial conditions adhere to the laws, rules and regulations of the state. This class is flexibly staffed with Credit Union Examiner 1* and differs in that incumbents of the latter are responsible for entry-level credit union examination duties under immediate supervision. This class differs from that of Credit Union Examiner 3 in that an incumbent of the latter performs work of greater scope and complexity at the advanced working level.

Responsibilities

1. Builds on the examination knowledge base and evaluates financial key ratios to assess the safety and soundness of the institution.
2. Interprets and explains departmental policies and procedures, federal and state laws, rules and regulations and best practices, to credit union management to ensure an understanding of the examination findings and recommendations.
3. Determine initial CAMELS ratings, assesses if the credit union's overall risk management policies and procedures are sufficient in mitigating risk
4. Using relevant financial statements, call report data, and sound judgment, determine whether events/processes comply with laws, regulations, or standards; meet statutory compliance; and demonstrate the use of sound business practices.
5. Learns to serve as the Examiner in Charge of credit unions and completes the examination process in accordance with state law and departmental guidelines.
6. Analyzes financial institution assets and liabilities; reconciles financial statements and analyzes information on earnings, dividends, and the ratio of capital of fixed assets and total deposits during the assigned examinations.
7. Continually maintains up-to-date information pertaining to changing state and federal laws, regulations and policies to ensure adequate knowledge for conducting credit union examinations.
8. Communicates effectively both digitally and in-person by asking questions/ seeking clarification from supervisor, examiner-in-charge, and experienced examiners regarding assigned tasks, policies, responsibilities and procedures to ensure understanding.

Competencies (KSA's)

Competencies:
1. Business Insight
2. Action Oriented
3. Communicates Effectively
4. Instills Trust
5. Self-Development

Knowledges:
1. Accounting (Intermediate)
2. Economics (Intermediate)
3. Financial Statements (Intermediate)
4. Technical Business Report Writing
5. Statistics (Basic)

Skills:
1. Active Listening and Learning
2. Utilize and apply knowledge from training
3. Critical Thinking & Logic
4. Negotiation & Persuasion
5. Complex Problem Solving

Abilities:
1. Data Processing & Management
2. Technical Writing
3. Lift & Carry up to 30 lbs.
4. Mathematical Analysis
5. Comprehend laws, rules, statutes, policy, and regulations

Tools & Equipment

1. Personal Computer
2. Financial Calculator
3. Basic Office Equipment
4. Microsoft Office Suite
5. Motor Vehicle

TN Driver Standards

State of Tennessee positions that may involve driving responsibilities require candidates to meet the following minimum driver qualifications:

• A valid driver's license
• For the past five years, the candidate's driver record must not have record of the following violations: driving under the influence (DUI), reckless driving, license suspension for moving violations, more than 4 moving violations.

Please include your Driver's License Information under the Licenses and Certifications section of your application.

**Agencies may allow an exception based on other factors.