Commercial Lending Credit Analyst II

• Review third party reports, cash flow analysis, credit strength, property characteristics and all other information pertinent to the credit decision process on each application
• Analyze sources of more complex financial information, such as financial statements, credit bureau reports and cash flows to determine potential risk and profitability of loan
• Complete financial and repayment analysis with a focus on cash flow, liquidity, and leverage analysis
• Partner with borrowers, lenders, legal counsel, commercial loan officers, and servicing regarding commercial real estate finance and loan administration
• Create and distribute reports to leadership as required, using key performance metrics and data to provide insights and make strategic business recommendations
• Prepare reports in response to new and additional credit proposals for loan officers and committees
• Participate in training and orientation of Credit Analysts

• Minimum Education: Bachelor's degree in Business Administration is preferred
• Minimum 3 years' experience in an analyst role supporting commercial and business lending functions; experience evaluating and analyzing complex tax returns
• Demonstrated ability to present complex commercial lending and credit risk related information to targeted audience
• Ability to work autonomously to manage time effectively and prioritize work appropriately to meet deadlines
• Strong analytical and problem-solving skills; ability to resolve complex issues with minimal direction
• Demonstrated effective time management skills and the ability to work independently or in a collaborative team environment
• Strong business communication skills; able to write/speak clearly and professionally for a variety of stakeholders
• Demonstrated ability to establish credibility and rapport with internal and external stakeholders
• Proven ability to maintain confidentiality and professionally handle sensitive documents
• Strong working knowledge of Microsoft Office Suite
• Certification/License: N/A

Location: Hillsboro Corporate - Hillsboro, OR 97124 (HYBRID)

Target Compensation for Hillsboro, OR: $70,000 + $83,000 + Quarterly Incentives

Benefits options include:

• Traditional medical, dental, and vision coverage
• 401K matching up to 5% per pay period
• Accrue up to 17 days of Paid Time Off your first year of employment
• 11 paid federal holidays
• Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria)