Sr Credit Analyst

A Place Where People Matter - Growing our People to Grow Our Business

We're thrilled that you are exploring career opportunities where you can continue to make a positive difference every day to keep our communities healthy, fed, clean and safe.

Primary Purpose

As a Senior Credit Analyst, you'll serve as a trusted business partner, helping the organization make informed credit decisions that support growth while managing risk. You'll evaluate customer financial strength, analyze credit data, and recommend appropriate credit limits for new and existing customers. Collaborating with Sales and other cross-functional teams, you'll provide insights that enable profitable business decisions. This position is centered on credit underwriting, risk assessment, and financial analysis rather than collections, cash application, or Accounts Receivable activities.

What You Will Do

• Analyze financial statements, credit reports, trade references, bank references, and public records to assess credit risk and establish credit limits.
• Review and approve commercial credit applications within assigned authority levels.
• Monitor customer portfolios and identify emerging credit risks.
• Recommend credit limit, payment term, and risk rating adjustments.
• Present credit recommendations and risk assessments to management.
• Partner with Sales and Collections to support profitable growth while minimizing bad debt exposure.
• Investigate credit concerns and recommend appropriate risk mitigation strategies.
• Prepare clear and concise credit analyses and make sound decisions in a fast-paced environment.

What You Will Need

• 3+ years of commercial B2B credit analysis experience.
• Degree in Finance, Accounting, Business, or a related field.
• Professional credit designation preferred (CCRA, CBA, or similar).
• Strong experience analyzing financial statements, cash flow, profitability, and credit risk.
• Experience with commercial credit tools such as D&B, Experian, CreditRiskMonitor, or similar platforms.
• Ability to evaluate payment trends, risk ratings, public filings, and bankruptcy-related information.
• Experience managing customer credit exposure and making independent credit decisions.
• Advanced Excel skills and proficiency with SAP, including SAP Credit Management.
• Strong analytical, communication, and business partnership skills.

It takes people like you and a global network of more than 9,500 employees to build a company where the best people want to work.

As a valued Univar Solutions employee, you understand that we are more than a distribution company. From delivering vital ingredients for food and nutrition, to helping keep drinking water safe, our company is dedicated to improving quality of life with our customers, suppliers and partners as we serve the world's most essential industries.

We are committed to a diverse workforce and a culture of inclusion.Together, we are building a culture that acknowledges the unique experiences, perspectives and expertise of individuals and provides the development and growth opportunities to empower us to redefine our industry.

Univar Solutions is an equal opportunity employer. All qualified applicants will receive consideration for employment and will not be discriminated against based on their race, gender, sexual orientation, gender identity, religion, national origin, age, disability, veteran status, or other protected classification.We are committed to working with and providing reasonable accommodations to individuals with disabilities. If you require a reasonable accommodation due to a disability during the hiring process, please contact us at careers@univarsolutions.com.