Credit Analyst I

Develops and analyzes all types of credit information pertaining to diverse types of commercial loans; assists in preparing periodic reports for use by management. Assists in the preparation and maintenance of commercial credit files for external loan review.

Required Education/Knowledge:

• Bachelor's Degree from an accredited four-year university
• Knowledge of bank credit policy and procedures
• Superior knowledge of commercial loan documentation requirements, regulations and Bank policy
• Understanding of credit underwriting issues associated with a wide variety of business

Preferred Education/Knowledge:

• Knowledge of other areas of bank operations

Required Experience:

• 0 to 2 years' experience in a lending environment of a financial institution
• Previous loan documentation and underwriting experience

Preferred Experience:

• Previous loan documentation and underwriting experience

Required Skills:

• Proficiency with PC including Word and Excel
• Calculator skills
• Well-developed communication skills
• Ability to deal with customers, co-workers and attorneys
• Ability to spread and analyze financial statements and tax returns (beneficial)